No, the day went fine, why do you ask? :)
Seriously. Someone needs to do a travel advisory, or a sig-alert or something. Don't work on a Friday the 13th when it's the full moon. It's really NOT a pleasant experience.
For starters, our network went down for almost four hours this morning at work...which meant, we couldn't do anything. At all. For any reason. I read a book for four hours and got paid for it. Normally, I wouldn't have minded this, but today I had a lot of work I wanted to get off my desk, and I only got through half of it. Yippee.
And then there was the house debacle. DH and I have put in an offer on a second house, and all seemed to be going well until today's blow-up. Basically, the house that had no offers, now has multiple offers...which is not good, but not unexpected in this market. What is bad, and what still has me torqued off, is that the bank that owns the house wants us to get pre-approved with them as a condition of even looking at our offer. While that's not necessarily illegal (a bad case of the law not having caught up with the market, I suspect) it is unethical. It's the technical equivalent of, say, buying a car and being told you can only go to Bank X for the loan. Which is ridiculous in any context.
Adding insult to injury, the bank that owns the home has had some major issues with unethical behavior that's gotten the attention of federal and state regulators in the past---so no, we're not exactly jumping for joy to have to deal with them over this house.
I think we struck a compromise---our broker will give them the info to do a pre-qual, which means they won't have enough to pull credit, but it should give them enough info to evaluate our ability to pay for the place. But with multiple offers and ours not being a high one (for budgetary reasons as well as our own assessment of what the place is actually worth and the amount of work we'd have to put into it) I'm not at all sure that all of this aggravation is going to result in us getting this house.
Sigh.
Subscribe to:
Post Comments (Atom)
About Me
- Krista
- Wife, mom of a preemie, follower of the old ways, lover of anything Irish or Celtic, history buff, trivia nut, Star Trek and Ren Faire geek and costuming fiend. Offer me coffee or chocolate and world peace is assured. Or at least I'll try really hard. :) I also believe in deleting spam. So, to the person or persons who keep leaving me comments in Chinese (along with links to what I can clearly tell are Chinese porn sites) stop it. It's bad karma, to say nothing of being really, really rude.
No comments:
Post a Comment