Wednesday, May 6, 2009

We've lost the house

Barring a major miracle tomorrow, we will no longer be almost-homeowners. :-(

Our funding has completely fallen through; the lenders our broker went to had no problems approving us for a mortgage but they've all refused to deal with the first time homebuyer's program we need. So two weeks before closing...we're SOL.

(And yes, I've noticed the bitter, galling irony that the same banks that beg the government for help are the same ones who won't bend to help us now. Grrrr.)

I can't say our realtor and the broker aren't trying to be creative in helping us, but since we don't have a rich uncle or a money tree growing in the back yard, we're pretty much screwed. It would take us about five grand to get into the place without the down payment/closing cost assistance, and who has that these days? No one, that's who. And even if they did...who would just give it to us? No one, again. My parents would, if they had it, but they don't. Rob's dad would, if he had it, but he's developing some pretty serious health issues and so, if he had it, we wouldn't ask.

So I'm heartsick. And disappointed. I don't think we could have seen this coming but I still feel like maybe I was stupid to think it would work out after all. We did our best, but sometimes, it just ain't good enough.

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Wife, mom of a preemie, follower of the old ways, lover of anything Irish or Celtic, history buff, trivia nut, Star Trek and Ren Faire geek and costuming fiend. Offer me coffee or chocolate and world peace is assured. Or at least I'll try really hard. :) I also believe in deleting spam. So, to the person or persons who keep leaving me comments in Chinese (along with links to what I can clearly tell are Chinese porn sites) stop it. It's bad karma, to say nothing of being really, really rude.

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