Yeah. It's been one of those weeks. I'm thinking that instead of having the bottle of wine when we look at the amoritization chart (as my dad jokingly said) I should just cut to the chase and start drinking now.
Because, for a 24 hour period, there was a situation in which we had committed to buy a house but had no funding lined up. None. Because the bank our broker went with did an about-face and decided that no, they weren't going to adhere to the guidelines of our first time home buyer's program after all (and how nice of them to tell us a month before closing. /sarcasm off.)
It does look like things are looking up, but slowly. Our broker is hot on the trail of another bank who actually will write the loan the way it needs to be written. Now if he can just do that before our first-time homebuyer's program runs out of funds....yeah, who, me worry? :-P
The one upside of this is that I'm finally starting to hear the family horror stories behind when my parents bought their first home. (I was four or five, so yeah, I missed a lot of this.) It's been pretty funny by turns, and strangely reassuring to know that no, this isn't really that unusual. Odd. Annoying. And damned inconvenient...but not unusual.
So now, we wait. As of now, our COE is May 18th. That date may change, but that's where we are now. And in the meantime, we hope. :)
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About Me
- Krista
- Wife, mom of a preemie, follower of the old ways, lover of anything Irish or Celtic, history buff, trivia nut, Star Trek and Ren Faire geek and costuming fiend. Offer me coffee or chocolate and world peace is assured. Or at least I'll try really hard. :) I also believe in deleting spam. So, to the person or persons who keep leaving me comments in Chinese (along with links to what I can clearly tell are Chinese porn sites) stop it. It's bad karma, to say nothing of being really, really rude.
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